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Creating a Home Library

Home libraries are important resources for both you and your children. The reference material can provide quick and easy look-up for questions that come up at the dinner table. Handy references also help during homework periods both because your children learn how to use the material and discover the answers they need for their homework project.

Many people think having a computer with Internet access is the only thing needed to support home resource needs, but actually there are reasons why other resource material can provide an enhanced understanding of the subject matter of interest.

One reason why physical reference material is helpful is that it works whether the electrical power is on or off and can be used even if your computer has crashed yet again. Another reason readily available books and other resource materials can be useful is the physical representation. For example, a globe gives a much better representation of the earth and the location of the continents and oceans than a flat screen. And finally, no matter how good search engines are, sometimes you just do not know the right words to use in the question to get good results. In those cases, it can be easier to locate the information you are looking for by thumbing through a book.

Create a home library which provides an excellent resource for you and your family by including the following items.

A world view. Provide several resources which help one visualize the world. Include a globe, large world map, and an atlas. The globe allows one to see the relationship of one country to another and gives a more accurate picture of the shape of the world in which we live. A world map will have more detail than a globe is able to provide. The atlas will have the most detail and may include information on countries like their population size and make-up and exports. Also a good atlas will include information about topography, vegetation coverage, ocean floors and major currents.

Words, words, and more words. An unabridged dictionary is a critical resource. Aside from looking up the definitions of new words, dictionaries often include special sections with labeled pictures of topics like anatomy, atmospheric and soil layers, boats and ships, insects, mammals, state flowers, solar system, birds, fish, and plants. Large dictionaries also typically include alphabetically listed famous persons with short biographical summaries, geographical listings with areas and population figures, listings of fictional names from stories, mythology, and legends, foreign phrases, scriptural names, abbreviations, practical mathematics, tables of weights and measures, special signs and symbols, listings of prominent members of government; the Declaration of Independence, the Constitution of the United States and much more. If you knew only what was in the dictionary, you would be quite a knowledgeable person!

In addition to a dictionary, other references for writing that are very handy include a thesaurus and a style manual.

How do I fix that? Having a home repair guide or a guide to doing anything can help you deal with the inevitable need to repair, maintain, or otherwise fix problems. There are a number of books like this. Look through several and choose the one with instructions you understand.

Subject matter expert. Include books which provide information on your favorite areas of interest. We have over 300 books on gardening in our home library because we enjoy gardening. We use many of these books often as we look up new plant possibilities, identify a pest, research the growth habits of a tree, and so on. Whatever your interests are, you will want to have ready references.

Sit down by the fire with a good book. Include classic stories or favorite books which you will read over and over in your home library. Reading books for enjoyment is the most successful way of maintaining and improving reading skills.

Book Buyer. Have authors and illustrators autograph their books whenever possible. Many bookstores hold book signing events and schools sometimes sponsor author visits which include a book signing. You may wish to maintain a separate collection of signed books as these books can appreciate in value. Your book buying appetite may be larger than your budget. In addition to buying at full price from bookstores and other venders, consider the following optional ways of procuring your tomes. Buy at library sales, second-hand bookstores, and yard sales. Purchase discounted books at book stores and from internet venders. Some recycling collection centers include book trading stations. Trade books with friends and family.

Library Maintenance. Keep only those books which you find yourself turning to again and again. Culling your books every year or so will maintain the freshness of your library and ensure the library fits within the space you have allotted. Dust your books and shelves weekly. Store books flat on the shelf or completely upright. Storing at angles degrades the book’s spine. Vacuum the room thoroughly at least once a week. The glue in book bindings is food for certain types of insects. Vacuuming the carpet and curtains will control these pests.

Books can relax you, invigorate your mind, transport you, and inform you. Creating a home library for you and your family provides a resource which you can use to bring greater understanding and enjoyment of the world around you.

Question: Where Can I Get Books In Bulk To Resell On The Internet?

QUESTION: Is there a better way to get used books for resale besides picking them each by hand at library sales? For instance, do you know of any cases whereby good stock was procured from library sales in bulk? Surely there are many libraries that would see the benefit of letting go of “unfiltered” books in bulk rather than waiting for them to sell one at a time or not at all.

ANSWER: One thing I don’t mention in “The Home-Based Bookstore” is that I’ve gotten a ton of good books out of library dumpsters. The particular dumpsters I’ve snatched books out of didn’t have any trash, thank goodness, just books. I’ve gotten quite a few books worth more than $100 apiece from library dumpsters.

So I think public libraries get a ton of book donations (and they have some discards that are valuable too) and they just don’t go to the trouble of trying to sell them all. So from time to time, I’ve thought about approaching the libraries in my area and asking if I could handle their discards. The ones I wanted, I’d keep, the others I’d dispose of. I’ve just never gotten around to doing this.

On the other hand, lots of public libraries are beginning to sell the cream of their donated stock online. If that’s the way they want to handle their donations, it’s up to them, but it makes it harder for book scouts to find good books at library sales when the stock has been cherry-picked.

I know of one guy who started as a part-time Amazon seller, who set up a company to warehouse library book discards/donations, with the libraries getting a cut of the proceeds, and I suppose the libraries get a tax deducation. I imagine it would involve lots of paperwork and bookeeping but it’s an idea for getting scale.

Lowest Home Equity Loan Rates

The cost of a home equity loan comprises of factors that include interest, real estate taxes, homeowner’s insurance, private mortgage insurance, processing charges, brokerage commission, fees and closing charges. The structuring of interest rate is subject to prime lending rate, stock market, inflation, demand and supply in the loan market, and other aspects.

Your credit rating, loan to value ratio, period of loan (short-term or long-term), quantum of down payment and location of residence are also considered when a lender submits a quotation. Some of these may leave scope for bargaining. The possibility of curtailing or eliminating certain cost factors like commission (higher the rate, more the commission to the consultant), do exist. With some companies, the costs are lower because of their sheer efficiency. Also, discounts are available from lenders in certain specifics.

Therefore it is advisable to shop around a bit and compare the cost breakdown to decide the best buy. A lower interest rate alone may not tell the whole story. It need not always mean the cheapest loan and could even be a ruse to attract your attention. You can approach agencies sponsored by U.S. Department of Housing & Urban Development (HUD) for free counseling if necessary.

Low interest rate may sometimes present a strange situation. For instance, a 15-year Fixed Rate Home Equity Loan would certainly bear a lesser interest than a 30-year loan for the same amount. But your monthly repayment would be considerably higher in the former case. You could possibly opt for a 30-year loan and invest the difference between the monthly installments more beneficially elsewhere. This should be kept in focus when you try to decide on the type of loan. The important thing is what suits you best and the rate and terms offered by different lenders for that specific loan.

There is something you can do to obtain better terms from the lenders-improve your credit rating. Getting advise is easy.